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What are the best investments at the moment?


Oct 28, 2020
What are the best investments at the moment?


With the complexity or even the multiplicity of investment possibilities these days, making the right investment choice becomes more and more difficult. Thus, all potential investors embark on a permanent search for the best investment, which will offer the best rate of return with the least risk.

There are a few investments that are a little more beneficial than others. However, you should know that the success of any kind of investment undoubtedly depends on the objectives of each investor as well as his situation . Therefore, there is no investment that is more advantageous than the other.

Rental real estate

Investing in stone is the most popular type of investment for the French, for several reasons. It is in fact an investment which offers the best ratio between return and risk . It is a type of investment that grows in value over time and survives well in times of financial crisis .

Even if this sector experienced some setbacks during the economic crisis of 2008, the fact remains that it is one of those investments that have reacted best to this crisis. Likewise, with often very low credit rates, investing in rental property in 2018 seems the best money-investing solution .

Rental investment can be made on different kinds of goods, namely the walls of shops , car parks , apartments , studios to name a few. Thus, to benefit from better profitability, it is advisable if you want to invest your income in a parking lot or in the walls of shops to opt for lively areas such as city centers.

And as you probably already know, there is no investment that does not involve risk . You must therefore respect certain rules to fully benefit from it.

Life insurance

Investing in life insurance allows you to take advantage of a number of advantages, for example the constitution of long-term capital , the possibility of investing in various fields or the transmission of its assets to its offspring. This type of investment is perfectly suited to the projects and needs of each investor.

Life insurance is the kind of investment that allows a distribution of capital in the fund in euros with guaranteed capital which grants interest whatever happens, which contains shares, SCPIs, bonds …

Despite the fact that in recent years there has been a decline in the returns of euro funds , life insurance continues to offer interesting advantages, including: availability of liquidity, exemption inheritance tax, the variety of support offers as well as the most advantageous taxation.

You should know, however, that despite the fact that this type of investment allows you to withdraw at will, the tax is much more favorable after 8 years. This type of investment will benefit you if you choose a long-term investment .


Still called crowdfunding , crowdfunding has just entered the investment market. Having entered the market just a few years ago, this type of investment, which is generally carried out on online platforms, consists of associating with other investors interested in financing the same  investment project .

In this way, crowdfunding allows individuals with the capacity to make investments to access investments that were previously difficult for them to access.

Thanks to the development of platforms dedicated to this type of investment, the offer has become more accessible to all. Thus, you will now have an easy time investing in startups that have convinced you or granting loans to SMEs . The offer is growing so much that some platforms such as Immovesting now offer crowdfunding focused on real estate and which offers investments with rates of return of up to 12% per year.

One of the great strengths of this type of investment is that it allows individuals to invest in promising projects with low capital . Likewise, on some platforms, it is possible to invest your savings from your Action Savings Plan (PEA) in order to benefit from advantageous taxation.

However, you must be cautious and carefully analyze each of the projects in which you wish to invest your savings. In this case, it is advisable to opt for a diversification of investments in crowdfunding. You should also be careful not to devote a large portion of your portfolio to these investments.

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